Mutual Funds
Do you invest in mutual funds? Is it a lesser risk investment for newbies like me?

"A man should look for what is, and not for what he thinks should be." - Albert Einstein
Nope, I don't invest in them and yes, in terms of risk its less for newbies. I put some of my Moms savings in Mutual Funds though.

The pro in doing the investment yourself is the knowledge learned. Who knows you might like it and even be good at it. If you don't have time, not really up to reading financial stuff and learning, then stock trading might not be a good for you.
The World is a Vampire . . .

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