Advice for a total Newbie in investing
#21
investment din lang naman in the future pag may substantial amount ka na gawa ka na din time deposit account.
BPI and other banks i think its 2% P.A. at most.
not much pero sure profit naman d kagaya sa market may risk lagi.

another is PAGIBIG 2.
5-6% P.A. ata yun tapos hulugan for 5 yrs
as of now no tax pa so buong 5-6% ung makukuha mo Per Annum.
share ko lang...
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#22
(10-29-2011, 01:58 AM)hcebca Wrote: investment din lang naman in the future pag may substantial amount ka na gawa ka na din time deposit account.
BPI and other banks i think its 2% P.A. at most.
not much pero sure profit naman d kagaya sa market may risk lagi.

another is PAGIBIG 2.
5-6% P.A. ata yun tapos hulugan for 5 yrs
as of now no tax pa so buong 5-6% ung makukuha mo Per Annum.
share ko lang...

We should also consider inflation rate, which currently goes around 4.5 or 5% ++. Considerably low at this rate and so it may go higher in the future. Kumbaga, yung 2% interest income mo from low risk deposits, talo pa din dahil sa pagtataas ng mga presyo ng bilihin. It's actually one of the main financial challenges, and reason why people want to invest.
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#23
(10-29-2011, 02:33 PM)scion_cho Wrote:
(10-29-2011, 01:58 AM)hcebca Wrote: investment din lang naman in the future pag may substantial amount ka na gawa ka na din time deposit account.
BPI and other banks i think its 2% P.A. at most.
not much pero sure profit naman d kagaya sa market may risk lagi.

another is PAGIBIG 2.
5-6% P.A. ata yun tapos hulugan for 5 yrs
as of now no tax pa so buong 5-6% ung makukuha mo Per Annum.
share ko lang...

We should also consider inflation rate, which currently goes around 4.5 or 5% ++. Considerably low at this rate and so it may go higher in the future. Kumbaga, yung 2% interest income mo from low risk deposits, talo pa din dahil sa pagtataas ng mga presyo ng bilihin. It's actually one of the main financial challenges, and reason why people want to invest.

tama si boss scion_cho

mas kikita ka pa pag nilagay sa business ang pera kesa sa timedeposit hehehehe

PCA parin ako

STARTING INVESTING FOR MY FUTURE...
"The greatest risk of all... is not taking at all"
Slowly but surely... time will come ill be appreciated... -Stocks in Cost averaging

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#24
If you are investing your long-term money and you are starting to learn wealth management...cost averaging is indeed a good start. I also started using cost averaging via equity mutual fund; then eventually joined the stock market Smile
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#25
indeed maliit nga ang kita sa time dep.
pero habang hindi pa tayo singgaling sa trading/investing
gaya nila com Ollie or ni Absolute Teacher.
are you willing to bet all your money sa market?
are you prepared to loose at least half of all your savings?
but technically I agree too to scion_cho coz i wanna earn more Smile
pero dapat aral aral muna...
speaking of investing na rin lang ulit,
may alam pa po ba kayo ibang pede investment na kayang ishare in detail?
business in particular other than stock markets...
T.Y. po
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#26
(10-29-2011, 01:58 AM)hcebca Wrote: investment din lang naman in the future pag may substantial amount ka na gawa ka na din time deposit account.
BPI and other banks i think its 2% P.A. at most.
not much pero sure profit naman d kagaya sa market may risk lagi.

another is PAGIBIG 2.
5-6% P.A. ata yun tapos hulugan for 5 yrs
as of now no tax pa so buong 5-6% ung makukuha mo Per Annum.
share ko lang...

ok lang jan ka mag invest or maglagay ng pera.
pero dont expect good returns.

if u want better returns, pag aralan mo magtrade/invest sa stocks, forex, futures , etc.

assuming u have 'paid the price', u can earn +/- 1% to 10% per day/week/month sa trading
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